This Website Security and Privacy Statement applies to the Summit Capital website, which is operated by Summit Capital Limited (“Summit Capital”, “we”, “our”, or “us”).We are committed to protecting your privacy and handling your personal information in accordance with the Privacy Act 2020.
This Privacy Policy explains how Summit Capital collects, uses, stores, and discloses your personal information when you visit our website, use our products or services, or otherwise interact with us.
“Personal Information” means information about an identifiable individual, as defined in the Privacy Act 2020.
Summit Capital takes reasonable steps to protect the personal information and cookies collected through our website in accordance with this Privacy Policy. While we strive to protect such information, we cannot guarantee the security of any information transmitted to us online. Transmission is at your own risk. Once received, we take reasonable steps to protect the information on our secure servers.
Personal information you give to us
We collect information you voluntarily provide when:
Using our website (www.summitcapital.nz)
Contacting us via phone, email, or our contact forms
Interacting with us on social media
Requesting information, applying for products or services, or participating insurveys
Funding for residential, commercial, and mixed-use developments, from early stage through to completion.
This information may include your:
Name
Address
Company name
Email address
Phone number
Details of any enquiry or correspondence with us
We automatically collect certain technical and usage data when you interact with our website, such as:
Details of visits to our website, including traffic data, location data, weblogs, and communication data
IP address, browser type and version, operating system, and device information
Please refer to our Cookie Policy for more details.
When you complete a contact, enquiry, or application form on our website, you consent to us collecting and storing the information you provide. This may include your name, company name, address, phone number, email address, and any other details relevant to your enquiry or application. We use this information solely to:
Respond to your enquiry or request;
Assess your application; and
Provide related services.
Cookies are used to improve your browsing experience. If you leave details on our site or log in to any secure area, cookies may be used to remember your preferences and enhance your website experience. Cookies do not contain personal data unless provided voluntarily. You can disable cookies in your browser settings if you prefer.
Our website may include embedded content (such as videos, images, or articles).Embedded content from other websites behaves in the same way as if you visited those websites directly.
These external sites may collect data about you, use cookies, and track your interaction with their content.
We recommend reviewing the privacy policies of any third-party sites you visit.
We may use or share your personal information for legitimate business purposes, including:
Credit Scoring & Crime Prevention
To verify your identity or make credit checks
To maintain records with credit reference agencies, including payment and default history
To comply with legal obligations related to anti-money laundering and financial reporting
Details of the credit reference agencies we use are available upon request.
Products & Services
We may use your information to:
Provide information, products, or services you request
Perform our obligations under any agreements with you
Process payments and recover monies owed
Send you relevant updates or promotional information (where permitted)
Conduct research or improve our products and services
We process personal data under one or more of the following bases:
Your consent, where applicable
To perform an agreement or take steps prior to entering one
To comply with legal and regulatory obligations
To protect our legitimate business interests, including enforcing agreements and recovering debts
We may share your information with:
Our staff and third-party service providers who support our operations
Professional advisers, insurers, or claims handlers
Brokers, introducers, funders, tracing or repossession agents
Fraud prevention agencies and credit reference agencies
Regulators or dispute resolution schemes (such as FSCL)
We ensure that third parties accessing your data are bound by confidentiality and use it only as permitted by this policy.
You have the right to:
Request access to your personal information
Request correction of any inaccurate information
Request deletion of your personal data (where legally permissible)
To exercise these rights, please contact us at accounts@summitcapital.nz.We may require verification of your identity before processing your request.
If you have any concerns or complaints about our handling of your personal information, please contact our Privacy Officer at the same address. We will work to resolve your concern promptly.
If you remain dissatisfied, you may contact:
Financial Services Complaints Ltd (FSCL)
Phone: 0800 347 257
Email: complaints@fscl.org.nz
Website: www.fscl.org.nz
Post: PO Box 5967, Wellington 6140
We retain personal information only as long as necessary for the purpose for which it was collected or as required by law, including under company, anti-money laundering, or financial reporting obligations.
If you have any questions about this Privacy Policy or how Summit Capital manages your personal information, please contact:
Summit Capital Limited
Suite 8, 99 Mana Esplanade
Porirua 5026
Email: accounts@summitcapital.nz
